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FARMINGTON — The Office of Navajo Nation Human Rights Commission is hosting a seminar for consumers on Wednesday focusing on the impacts of the small loan industry.

The seminar will be from 1 p.m. to 7 p.m. in Room A at the Farmington Civic Center.

The event will be divided into two sessions, with the first portion centering on presentations from 1 p.m. to 3:45 p.m.

An attorney from New Mexico Legal Aide will talk about the effects of small loans and the impact lenders have on low income areas.

State law about pawn loans and consumer information about current or dead pawn will be presented by an attorney with Treinen Law Office in Albuquerque.

The New Mexico Center on Law and Poverty will discuss the new law for regulating small loans, including what small loan lenders are required to disclose when issuing small loans and borrowers' rights.

There will also be presentations about holiday and tax refund anticipation loans and understanding credit history, scores and reporting.

From 4 p.m. to 7 p.m., individuals can meet one-to-one with an attorney to talk about small loans.

Participants may make an appointment during the seminar, otherwise, they will be helped on a first-come, first-served basis.

They are asked to bring any small loan contracts for the attorney consultation.

The event is open to the public.

For more information, contact the Office of Navajo Nation Human Rights Commission at 928-871-7436.

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